Equine Insurance

Designed to Protect Your Investment

Owning a horse requires commitment, care, and long-term dedication. Whether you horse is used for personal riding, breeding, competition, or business purposes, it represents both a financial investment and personal responsibility. The right insurance coverage can help provide financial protection when unexpected events occur.

At National Insurance Agency, we provide access to equine insurance solutions through carrier partnerships. A licensed agent can help you review policy options designed to address a range of equine-related exposures.

Available Equine Coverage Options

Equine insurance policies may include:

Full Mortality and Theft Coverage - Designed to provide coverage if a horse dies as a result of certain covered causes such as injury, illness, disease, humane destruction, transportation incidents, or theft.
Major Medical Coverage - May help reimburse covered veterinary and surgical expenses resulting from accident, sickness, or disease.
Loss of Use Coverage - Structured to provide compensation if a horse becomes totally and permanently unable to perform the function for which it was insured.
Stallion Infertility Coverage - Designed to provide protection if a stallion becomes permanently incapable of producing offspring due to certain covered causes.

Coverage availability, eligibility, and limits vary by carrier and policy selection.

Coverage Built Around Your Horse's Role

The appropriate coverage structure depends on your horse's use, value, and intended purpose. A licensed agent can help you evaluate declared value, risk considerations, and available protection options to determine a policy aligned with your needs. Protecting your horse means protecting both your investment and your operation. Connect with our team to explore equine insurance solutions designed to support responsible ownership.

*Major Medical Coverage is typically offered as an endorsement to a Fully Mortality policy and may not be available as a standalone option.