What Does Condo Insurance Include?

Coverage may extend to interior walls, flooring, fixtures, and improvements within your unit. It also includes personal property protection and liability coverage. Some policies provide loss assessment coverage if your association passes along certain shared losses. A licensed agent can help you review your HOA’s master policy and determine where additional coverage may be necessary. Condo insurance policies vary based on the association’s governing documents and coverage structure. Our team helps you navigate these details so you understand exactly what is and is not covered.